testimonials

what our clients are saying


We have been with Zoetic for about 2 years. We are from the baby boomer era so superannuation didn’t start until later in our working life. Heather and her professional team met with us and devised a plan to take us  to the next level. No more stressing about retirement. Heather makes sure she listens to what you want and puts strategies into place to make your dreams a reality.
Zoetic makes you feel confident, makes you believe you have made the right choices and has proof that you are on the right track  and we have regular follow up visits to keep us well informed.
Being busy in our normal day lives this company has simplified what we once thought was complicated.

Ross & Diane Crawford


Our experience with Heather and her team at Zoetic was intended to help us with our investments for our businesses future success. They have helped us make good choices and we are particularly impressed with the services available and their ability to match these to our needs. Furthermore, Heather and her team have managed to decrease our stress and uncertainty that we have experienced with other financial people we have encountered.
The entire team are a pleasure to do business with, they have all taken a lot of time going through everything with us, including us in decisions and we appreciate the help in directing us on the right course.
Our whole encounter with Heather and her team, have certainly made a big difference in providing us services which have benefited our organisation.

Ray & Virginia Newman


We have been working with Zoetic for the past few years and have received nothing but professional advice and service since the moment we walked in the door the very first time.
Heather and all of her staff are extremely professional and go out of their way to provide accurate and timely information at regular planned meetings and upon request.
The advice is sound and always followed up with supporting information. We would have recommended Zoetic to a number of our friends and would not hesitate to continue doing so in the future.

Allen & Brenda McFadzen


I am extremely pleased with the work done by Heather from Zoetic. From the very beginning I knew I had made the right decision by trusting Heather. I was lost, I had no budget in place, no life insurances, my superannuation certainly wasn’t growing and was not working for me.
Heather guided me in managing my overall finances and strategically designed a plan just for me, she was personal and asked me about my goals and we worked together to find the right solution. Since then my superannuation balance has worked for me, it has actually grown and I now have a budget in place and have a life insurance policy in place should something happen to me ensuring my family are looked after.
Her knowledge in the Financial Industry is exceptional, we meet every 6 months to make sure I am happy and change strategies if needed. She is really easy to work with and the advice she provides me is genuine and she is caring. Thank you to my friend that put me onto Heather. I have no hesitation recommending Heather and her team at Zoetic. Thank you!

Marrianne O'Riely


We are DINKS (double income no kids). And both miners at that. We were struggling with two houses and not knowing the future of our industry. The stress and worry was getting hard to bear. A friend pointed us towards Zoetic and it's the best move we have ever made.
Heather has us on track for our goals and has set us up to have peace of mind with our investments and has taken away the worry we had of loosing our jobs. We want to retire young and I believe Zoetic is our best chance of getting there. What ever your goals are or your income level, don't hesitate to go and sit down and have a chat. You will always be greeted with a friendly smile and a hot cuppa.

Mark & Caryn Jenkins


Debbie Warren has been our financial adviser for many years. We value her sound advice which has resulted in the growth of our capital. We have complete confidence in her management of our financial affairs, allowing us to maintain a comfortable lifestyle, some travel each year and best of all - peace of mind.
Thanks Debbie.

Bruce & Beryl Innes


We were at a stand still as to where our future and retirement was heading. We finally took the first step and met with Heather and we have never looked back.
It has been the best thing we have ever done! Heather and the Zoetic team have put as on the right road for our future, our goals and our retirement. It has never looked so clear. We can rest assured that Heather and her team have our best interests at heart. The entire Zoetic experience has left us stress and worry free. Everything is explained thoroughly and we never feel uncomfortable asking any questions or expressing our opinion at any time.
We have regular meetings to keep us on track and we never leave feeling over whelmed or unclear but rather re-assured, relieved and most importantly happy!  Thanks to the Zoetic team for your constant help, excellence service and caring nature. 

Michael & Jane Vella


We have been clients of Zoetic for the past 5 years. During this time we have seen massive improvements in our debt reduction and wealth generated while still doing all of the things that are important to us. This is totally due to us following the financial roadmap developed by Heather and the team at Zoetic. We cannot recommend them highly enough to anyone who want to achieve their own special life goals.

Gary & Anne Butcher


We would like to express our thanks for the work Zoetic have done for us over the past year. The expertise and attention to detail with which they have handled our financial affairs could not be faulted. Particularly reassuring to us is our feeling of certainty in the absolute integrity of their dealings with us. Zoetic's continual advice on financial planning issues has saved us significant amounts of money. We have been that impressed with the services we have received that we have transferred our business financials over to Zoetic as well.
We look forward to continuing our relationship with the Zoetic team and achieving more of our personal and financial goals. Many thanks.

Michael & Wendy Steindl


Professional, interested and excited to support us.. that is the Zoetic way! Actively follow-up with us and keep us informed on current and future impacts of legislation and finance – as we are closer to retirement than some, Zoetic with Heather at the helm have been both reflective and proactive to ensure our goals are in sight and being achieved.

Brendan & Therese Donnelly


From our first appointment with Debbie she was professional and friendly and made us feel comfortable discussing our finances with her. I am not sure how long we have now been with Zoetic and Debbie, but during that time we have watched our superannuation increase significantly and her assistance with budgeting has seen our mortgage decrease significantly as well. The staff at Zoetic are all friendly and professional and we have already and we have no hesitation in recommending Zoetic to anyone.

Tony & Gaye Barnard


Heather and the team helped us go from being anxious about money to actually being excited about our financial position. We only wish we'd gone to them much, much sooner.

Jason & Fiona Kroll


Within a few months of becoming clients, Zoetic were able to help us secure our financial future. They gave us practical and effective strategies to manage our finances in the complex and ever changing world of superannuation.
We have a financial plan that is easy to follow and understand and is achievable. They have helped us beyond all expectations. Couldn’t recommend them more highly.
On top of this Heather, and her staff are extremely friendly, welcoming, patient, and very accommodating.

Peter & Kerryn Beck


Heather and her wonderful team have helped me get my financial house in order. The strategy Heather undertakes with you is not simply looking at numbers but recognising what is important to you and how easily managing your money will make that happen. It is an inspiring and exciting way to achieve your goals.

Tania Begg


Finding Heather/Zoetic was like finding someone who acts like a personal trainer for my money - telling me what to do, where to go and holding my hand each step of the way. I first met with Heather in a state of financial difficulty after muddling my way through the Mackay economic downturn and struggling to meet all my financial obligations for my business. I loved how she asked me my goals and non-negotiables and worked these in to my budget. At first I was unsure if the budget Heather had given me would be enough to cover everything but to my surprise it was. It was actually easier than I expected it to be. In the space of 9 months, my business has gone from uncertainty to certainty. I am free to focus my energy on what I do best in my business while the finances now take care of themselves as I follow the simple steps laid out for me. My biggest regret is not finding her earlier!

Leanne Cross


Heather and her team have looked after our personal insurance needs for 3 years now and have recently completed our first financial plan. In just three months I have been able to pay off 2 credit card debts, a motor vehicle loan and begin a weekly budget all thanks to Zoetic. We have always found Zoetic to be extremely professional, honest, and abreast of current issues, products and services that may be suitable to us. Most importantly, they have been available to me whenever I need to call on them.
Heather's calm and sensible advice has assisted my busy, hectic and often crazy family lifestyle. The team at Zoetic take the time to truly listen and understand our needs and goals, which I feel is critically important given we are in our late 30's and are trying to build wealth for our family's long term future, while still needing to meet everyday commitments such as school fees and other financially imperative matters and most importantly take a holiday in between!
We feel our financial future is in competent, proactive and above all, an honest set of hands with the team at Zoetic.

Ross & Lianne Gee


The team at Zoetic is brilliant! After one meeting with Heather she took care of all our insurance needs taking the stress off us. They broke the jargon of insurance lingo down and explained it to us in terms that anyone can understand. The ongoing service that we receive is top class, nothing is ever an issue and it gets sorted for us asap. I would be happy to recommend Heather and her team anytime.
Keep up the great work.

Ryan Bentley


Having no idea what insurances I needed in case my personal circumstances suddenly changed, the professional and friendly advice I received from Heather was not only simple to follow but explained thoroughly. Majority of my out of pocket expenses are claimable back through tax and I can rest assured that if anything should happen in the future I have nothing to worry about.
I would definitely highly recommend Heather and the team for anyone looking for personal insurance, superannuation or Financial planning advice.

Matthew Balderson


We were so impressed at, not only the professionalism of Zoetic, but the ongoing advice and service. We went in wanting to look at one aspect of our personal insurance; not knowing they covered so many facets of the industry, and ended up getting great advice on our super and future financial planning. We now have a clear goal, that we can reach, and our super isn't the mess that it once was!
Thank you to Heather and her staff for your continuous support and vast knowledge so far and we look forward to a long, and prosperous relationship with your company.

Nathan & Meagan